I find that I am a little unrealistic with my time....and I think it sometimes costs me money.

I am a very driven person and I have high expectations of myself, but I don't seem to have enough time to execute my goals...Basically, I think I have too many goals...but also, variety to me is the spice of life...I just want to try everything....at least once!

I am also a very creative person that needs creative outlets.....I tend to get bored very easily.

Does anyone else have this problem? I have to make time to save money...And to just pay attention to what is going on in my financial life.

A couple examples are: I have to take the time to catch a bus, ride my bike before catching a cab.....I have to spend the time to go to the grocery, plan what to buy before I stop for fast food. I have to spend the time figuring out when my bills are due and make a dedicated effort to pay them on time so I don't get a service charge.

It seems so elementary when I write it out...like, duh! But, I get so caught up in life that I don't always prioritize.

Today I'm going through my list of stuff to do and assigning each one a $ value or consequence....then I should know what to do second....giving my family love and attention comes first.

Update on Red Velvet Cake...well, it didn't turn out as nice as I wanted it to...but I did end up giving away slices which in turn increased my tippage!
So, yes, it was a success....and I got some practice!


Hey everyone,

I work a bar/cafe owned by my grandfather and I am going to start baking cakes...the menu at this place is very sparse and there is no dessert! So, I decided to bake a red velvet cake to sell this weekend. I get to keep the profits, he doesn't care. The ingedients were expensive....I'll let you know how it goes, yum!

Most of my (bare necessity) bills fall around the 15th of the month....I want to get on a schedule so that I pay them all at once.

I have to do a recount and let you know how I did for the month. I did go out to dinner last night....$15.00 for awful service and an unbaked potato.

I am putting off buying milk, mainly for cereal or coffee.....and buying coffee, until I check the best prices....I am a coffee snob....I have my favorites....Starbucks, yes...Starbucks and another local brand....

I was wondering if being very brand specific is more or less expensive? I have been becoming more and more brand specific as I get older - mainly to do with scents...hmmm.....I'm finding that I can focus on these products and find the best deals for them instead of trying to find the best deal on Everything.

Haircare - Pantene, Fructis or Herbal Essence
Laundry - Gain or All
Dentalcare - Crest products
Just to name a few examples...

Have a great day everyone! And, stay warm!
Brrrr...

My goal was to have a spend free day and make $100 bucks....

Well, that's not quite what happened.

My daughter's phone bill was due and it was about $9.00 more than anticipated...68 plus change. Now I can account for it next month.
This was part of my bare necessities so it had to be paid anyway.

Now the kicker...or should I say kick in my pants!

I gave away $56 yesterday....a new co-worker wanted to stay and work with me last night. Which means I have to split my tips with her.....minus $40 to me....
I did not protest...now I am a tad angry that I didn't stand up for myself and my money.....I know what to say next time....I just don't have $40 to give you right now. It would have been different if the bar was going to be really busy for a holiday or event....I have the ability to call most of my own shots at this bar....I need to stick up for myself...my co-worker did...and got $40.

I also spent $10 on a burger after work....I don't really know what to do about this, but I was just hungry.

And, I paid $6 for a cab that I didn't need because my co-worker talked me in to taking one home...I paid for my ride home then she got out at the corner, paid nothing....I think I need to stay away from this girl.

It's strange....I just want to go and buy something...thinking about going out to lunch...thinking about buying some cake mixes and baking up a storm....Just because I'm thinking about it doesn't mean that I have to do it.

The urge will pass if I just get occupied with something else. There is plenty more to do at this house! Also, I am training for a walk/run/jog in April. (Probably a walk/jog)......

I want today to be a spend free day. I want to corral my spending to Sundays. Sundays are when I hit the Walgreens, RiteAid and CVS....I make a day of it and go to lunch. I also visit a Borders and cruise the books and get a pot of tea for under 3 bucks!

My goals today...have a spend free day.....train by walking 3 miles and work on my house and internet quests.

Spend Free Wishes to you all!

Spent $0 today...and made $107.00...

Yes!....

$76.00 Gross
-$10.00 Cab
=$66.00 Net


My Dear Accountant loves it when I talk in acounting terms. He is so busy right now with year end financials.....and I love him so much, even though works way too much!

I spent $10 on a cab ride...it should have only cost me $4.00....my drunk friends didn't have their share....lovely...

$60 for Bartending a Super Slow Night.

$0